PROPERTY INSURANCE

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Listed under this line of insurance are

a number of policies designed to provide the maximum insurance protection for properties and contents in the event of sudden accidental loss and/or physical damage resulting from a risk insured under.

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  • Fast & easy process

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Types Of Policies :

? 1. FIRE INSURANCE POLICY

This policy covers Insured property (buildings and Contents) against loss or damage caused by Fire and/or lightning. The insurance policy can be extended to include coverage against the following risks :

  a. Explosion.
  b. Impact due to collision of vehicles of others.
  c. Falling aircraft and/or other objects from the sky, and/or relevant debris.
  d. Riots, strikes and malicious damage.
  e. Loose automatic water sprinklers.
  f. Storms, cyclones, floods and/or water damage.
  g. Loss of profit and fixed expenses (collateral loss extension).
  h. Legal liability toward neighbors and landlords.
  j. Loss of Rent.

? 2. HOUSEHOLD PROTECTION POLICY

This policy is designed to provide extended insurance coverage to residences (Owned or rented, a house or
an apartment) against many risks as listed :

  a. Fire and Lightning.
  b. Explosion of gas cylinders and pipes or boilers used for domestic purposes.
  c. Falling aircraft and/or other objects from the sky and/or relevant debris.
  d. Sandstorms, hurricanes and flash floods. Bursting of fresh water pipes and/or overflowing of water tanks.
  e. Crash of vehicle not belonging to or under the custody or possession of the insured or any of their family members or those residing with the insured.
  f. Breakage of glass or mirror fixed in the house, tubs, sinks, antennas and TV receivers.
  g. Theft and armed robbery, break in, forced entry to property by breaking and entering, climbing or drilling.
  h. Loss of Rent: The Company will indemnify the insured for the cost of rent or hotel expenses as long as it is within the rent allowance for similar residence in case of fire accident.
  j. Third Party Liability towards the landlord: The Company will indemnify the insured for the court ruling against them as a result of their responsibility towards the landlord for any loss or damage occurring during the period of insurance.
  k. Third Party Liability: The Company will indemnify the insured for any court ruling against them as result of their responsibility towards third parties for the accidents occurring during the period of insurance, which have resulted in death or injury or property damage.

ENGINEERING INSURANCE

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Listed under this line of insurance is

a number of policies designed to provide maximum insurance protection against a wide range of risks related to construction and erection projects such as: infrastructure, civil, electro-mechanical, energy, oil and gas, and power.

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  • Fast & easy process

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Types Of Policies :

? 1. CONTRACTORS ALL RISK POLICY (CAR)

This insurance policy covers the Contract Works undertaken by a contractor against any unforeseen accidental physical loss during project execution and maintenance period.

Main Coverage:
  1. Contract works- permanent and temporary works, including all materials to be used in the project execution.
  2. Construction Plant, Machinery and Equipment used in the project execution in terms of replacement value.
  3. Existing and surrounding property.
  4. Cost of Removal of Debris following a loss.
  5. Legal liability toward third parties in respect of property damage or bodily injuries arising from an accident where the contractor is held legally liable for.

Required information :
   A specific proposal form has to be filled out.

The final scope of cover will be as detailed in the Quotation submitted and will be subject to the extensions, conditions and policy wording agreed.

? 2. ERECTION ALL RISK POLICY (EAR)

This policy is designed to insure all types of erection projects against risks related to project execution, including Cold and Hot Testing and maintenance period.

Main Coverage:
  1. Erection works - inclusive of all items to be erected and the cost of erection, Freight, Customs Duties and Dues.
  2. Civil Engineering Work.
  3. Cost of Removal of Debris following a loss.
  4. Existing and surrounding property.
  5. Construction Plant, Machinery and Equipment used in the project execution in terms of replacement value.
  6. Legal liability toward third parties in respect of property damage or bodily injuries arising from an accident where the contractor is held legally liable for.

Required information :
   A specific proposal form has to be filled out.

The final scope of cover will be as detailed in the Quotation submitted and will be subject to the extensions, conditions and policy wording agreed.

? 3. CONTRACTORS PLANT AND MACHINERY INSURANCE POLICY (CPM)

? 4. MACHINERY BREAKDOWN INSURANCE POLICY (MB)

? 5. LOSS OF PROFIT DUE TO MACHINERY BREAKDOWN POLICY (MLOP)

? 6. ELECTRONIC EQUIPMENT INSURANCE POLICY (EE)

? 7. DETERIORATION OF STOCK IN COLD STORES INSURANCE POLICY (DOS)

LIABILITY INSURANCE

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This class of insurance provides protection

against legal liabilities towards third parties as a direct result and in connection with the insured’s commercial, industrial, professional work activities or in the course of execution of contract works which may result in unforeseen accidental bodily injuries (fatal or non-fatal) and/or property damage to third parties.

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  • Fast & easy process

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Information Required

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Some of the salient benefits of the product include:

  • Limit of liability required.

  • Title and Scope of the Project to be covered, contract no.

  • Location of the Project.

  • Location of the Project.

  • In case of the premises; details of the premises, location, and details of the adjacent/surrounding property.

  • In the case of a business; the nature of the business, the various operations of the Insured and the locations to be covered.

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996

Types Of Insurance :

? 1. GENERAL PUBLIC LIABILITY INSURANCE

? 2. PROFESSIONAL INDEMNITY INSURANCE

? 3. PRODUCT LIABILITY INSURANCE

GENERAL ACCIDENTS INSURANCE

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Listed under this line of insurance are

a number of policies designed to provide maximum insurance protection against a wide range of risks related to and borne by various business commercial activities.

  • Fast & easy process

  • Fast & easy process

  • Control over policy

  • Save your money

WE ALWAYS HELP

997
996

Types Of Insurance :

? 1. MONEY INSURANCE

? 2. FIDELITY GUARANTEE INSURANCE POLICY

? 3. GLASS PLATE INSURANCE POLICY

? 4. BURGLARY INSURANCE POLICY

? 5. PERSONAL ACCIDENT INSURANCE POLICY

? 6. WORKMEN's COMPENSATION INSURANCE POLICY

? 7. EMPLOYER'S LIABILITY INSURANCE

? 8. BANKERS BLANKET INSURANCE

? 9. Directors and Officers Liability Insurance

? 10. Decennial Liability Insurance

Contact Details

Zamzam Takaful Insurance Company S.A.K.P.
Zamzam Takaful Insurance Company S.A.K.P.